OAS Starting Conditions – Are You Eligible for OAS Start at Age 65 or 67? All You Need to Know

This article will cover OAS Starting conditions – Does CPP OAS Start at 65 or 67? If you are living and working in Canada, this article can help you gather information on OAS Starting Conditions: Does CPP OAS Start at 65 or 67? This article will also mention different eligibility criteria and clawbacks related to the CPP OAS.

OAS Starting Conditions

Approximately 10,000 CAD is required for an individual to manage expenses in Canada for proper living. The Old Age Security Amount is for senior citizens who are not able to work and earn so this OAS amount is provided to them by the federal government as a recovery amount that can be used by the senior citizens during emergencies.

OAS Increase 2024

OAS Payment Dates

OAS Supplement

CPP OAS: Overview

SchemeCPP Old Age Security
BeneficiariesSenior citizens
CriteriaApplicant must be 65 years old or more
CategoryGovernment Aid
Official websiteCanada.ca

After the age of retirement, generally no income source remains to manage expenses but money is an important source in every age and stage of life that helps to access proper living conditions. So, the federal government of Canada initiated the Old Age Scheme to help retirees by providing the appropriate financial help. The amount being provided depends on the source income of the applicant.

One of the major points is that the applicant is required to have residency within the nation to access the benefits, people without legal or permanent residency documents are not considered to be eligible for the scheme. It is important to meet the eligibility criteria set by the government. It is noteworthy that the married and unmarried status of the applicant does not matter in the subject.

OAS Starting Conditions - Are You Eligible for OAS Start at Age 65 or 67? All You Need to Know

Does Canada Pension Plan Old Age Security Start at the age of 65 or 67?

The scheme of CPP OAS can be accessed only after proving eligibility for the benefit. It is important to show some documents at the time of application. The applicant must have attained the minimum age of 65 or above to be eligible for the application under the scheme. Employment proof is one of the most crucial documents.

The applicant may need to show their salary slips, date of joining, name of the organization, timings of work, job roles and responsibilities along with the employer’s contact number. Applicants are recommended to keep all these details handy while applying for the benefits scheme through an online portal.

Eligibility for CPP OAS

Eligibility can be proved by showing some of the documents to the officials if applying by visiting the nearby offices or one can upload the documents on the portal:

  • The candidate must have achieved the age of a minimum of 65 years.
  • Applicant must have Canadian residential proof.
  • If any Canadian citizen working outside of Canada for Canadian employers like banks and armed forces is required to provide two documents: proof of employment from the authorized employer, and any document that proves their physical return to Canada.
  • If any applicant does not reside in Canada as well as not found to work for Canadian employers, still they can access the benefits if they have ever contributed to the nation’s social security system to which the Canadian government has established a social security system.

Canada Pension Payment Dates

Canada Government Payment Dates

CRA Payment Dates

How to apply for CPP OAS Payment

Step 1: A letter can be sent by the officials to help you know that you can receive the OAS pension.

In case, the candidate has received an OAS application letter they can apply for the Old Age Security Pension.

In case, the candidate has not received any letter after they turn 64, they can contact the officials and can demand the application.

Step 2: The applicant will be provided with some options, asking them when did they want their pension to start. They can choose the option of the age of 65 (the pension will start the month after the applicant’s 65th birthday) or they can choose any specific date after completing the age of 65. It is required to understand the best time for an applicant when they want their pension to be started to receive.

Step 3: The third step is to submit the application form. Before applying, it is important to go through some points to check whether you are eligible for the benefit or not. So, the applicant is required:

  • To not their name registered in the old age security pension.
  • To be residing in Canada while applying for and receiving the pension.
  • Apply 1 month before your 64th birthday.
  • To not have already applied for the OAS pension and application should not currently accessed by Service Canada.

If the applicant is found to be exempted from any of the terms and conditions, their application might get discarded. Apart from that, one can even apply online for the scheme by accessing My Service Canada Account or one can apply using a paper application.

Step 4: Officials respond to the application via mail. The mail includes information about the amount received by the applicant, the first payment date, along with any past payments owed to the applicant.

Step 5: This step includes reviewing of application status.

Step 6: In the last step, if the applicant does not seem to be satisfied with the official’s decisions, they can raise their voice for decision review. Review requests must be sent within 90 days of receiving the decision letter.

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Old Age Security CPP FAQs

Is it possible to receive an old age security pension outside Canada?

Yes, it is possible to receive the payment even if you living outside the country if you have proof of living in Canada consistently for 20 years or in case you lived or worked in a country with which the Canadian government has a social security agreement.

In case of leaving Canada, can I withdraw CPP?

Yes, you can as it will always be yours.

What is the maximum amount one can receive from CPP and OAS?

The maximum amount is $1,306.57.

5 thoughts on “OAS Starting Conditions – Are You Eligible for OAS Start at Age 65 or 67? All You Need to Know”

  1. Senior citizens should not lose OAS if they make over a certain amount due to Recovery Tax. New Brunswicks govt pension goes down when you start receiving Oas. Nurses in particular who were asked to come out of retirement during Covid had OAS reduced or taken away

  2. I don’t know how this or any government expects seniors to be able to live on that amount. I worked for over 50 years and I am barely getting by, it’s a joke!


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