Can You Access SSI and SSDI Benefits Simultaneously? Everything You Need to Know

Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are the two benefit programs that the Social Security Administration offers. The SSDI is determined by your earlier earnings and the duration of your Social Security tax payments. Based on your salary, SSI has stringent financial requirements.

It is possible to get SSDI and SSI benefits simultaneously and they are known as concurrent benefits. It’s likely that you will be authorized for a low SSDI payment if you meet both requirements. This is frequently the result of inadequate pay in the past or your lack of employment in recent years. So yes is the answer for your question, Can You Access SSI and SSDI at the Same Time?

Can You Access SSI and SSDI at the Same Time?

Yes, you can be eligible for both Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) under certain circumstances. This is known as concurrent benefits according to the Social Security Administration (SSA). Generally speaking, those who qualify for both forms of disability benefits are only given a relatively less SSDI payout. You can fill out the SSI and SSDI 2023 Applications by going down and following my steps.

In certain situations, it’s also wise to try for both SSDI and SSI since they share the same application. If you fulfill the requirements for both Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), you may be SSI and SSDI 2023 Eligible to receive both benefits. The SSDI income restrictions are applied to these benefits since they are considered unearned income. This implies that in order to receive SSDI and SSI at the same time, you have to be eligible for a low benefit level.

SSA Increase 2024

SSI Increase 2024

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The Difference Between SSI and SSDI

The Social Security Administration (SSA) is the nodal agency for two benefit programs in USA: SSDI and SSI. Although qualified handicapped persons can receive benefits from both programs, there are several notable distinctions between SSDI and SSI. They both have additional standards or criteria that must be fulfilled, even if their medical conditions for disability compensation are the same.

  • You have to have earned enough credits for the insurance to cover you in order to be eligible for SSDI. Typically, this equates to 20 credits, and in order to obtain that many credits, you had to have worked 5 years full-time throughout the previous 10 years. And yes, that varies based on factors like age and other conditions.
  • Certain financial requirements must be met in order to be eligible for SSI. The income threshold will be USD 943 for an individual and USD 1,415 for a pair as of today. You can still be eligible if you make more than those levels because not all income is taken into account. For a single individual, the required assets are USD 2,000, and for a couple, they are USD 3,000. Earned income less the first USD 65 per month is the amount of income that is counted. Therefore, a couple’s earned monthly income can generally be up to USD 2,400 before their SSI benefits are terminated.
Can You Access SSI and SSDI Benefits Simultaneously? Everything You Need to Know

When is it possible to get SSDI and SSI at the same time?

  • If you are approved for SSDI but your monthly benefit is very low, you may get concurrent benefits. If your wages were minimal or you have not worked much in the past several years, you may receive a very low SSDI payout 2023. Your total income, including SSDI, must be less than the current SSI monthly payment level (which is USD 914 in 2023) in order to be eligible for both SSI and SSDI at the same time.
  • But earning less than USD 914 a month is not the only factor that determines your SSI income limit. Additionally, not all of your income will count against the cap if you are employed and earning some money. Even if your income is low, the SSI program has asset restrictions, so the value of the property you own may still have an impact on your eligibility or award amount.

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$440 Monthly Social Security Increase

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How to Apply for SSDI and SSI Concurrent Benefits

  • There is nothing specific you need to do to apply for concurrent benefits. You can apply to the Social Security Administration for SSI, SSDI, or both benefits at the same time. Depending on how you apply in person, online, or over the phone Social Security will assess your assets and income to determine if you qualify for SSDI, SSI, or both.
  • Your application will be handled by Disability Determination Services (DDS), a state agency. Both SSDI and SSI claims use the same definition of disability and go through the same evaluation procedure. Accordingly, receiving SSDI, SSI, or concurrent payments will not depend on the kind of medical condition you have.

3 thoughts on “Can You Access SSI and SSDI Benefits Simultaneously? Everything You Need to Know”

  1. I’m a 60yr. Old Man. On SSI. Believe me that is not enough to live on. Try it! I’ve been sick for the last 12 months. My bills keep getting higher, but my income is nowhere near what it costs to live, at least what we need!

  2. What about the people on Medicare and warfare they need the money to I’m on warfare how come I don’t get ex money I paid taxes I’m 66 years old

  3. I’m Retired federal employee since 2017.I was getting a supplement with my pension and Ssid .when I turned 62 last year all of a sudden I lost my supplement. My opm said now you get Ssi to cover it .I worked 33 yrs.and Ssi said no your already getting disability. About 1,300 a month difference.


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