Social Security Disability Insurance (SSDI) is a program introduced by the Social Security Administration to help people in America who are disabled. This program can be accessed by disabled people within the country if they meet the criteria and apply for the program. Eligible people must follow all the rules and regulations the SSA frames to get disability approval.
SSDI Application Status
It is important to show a proper diagnosis and prognosis report from an authentic professional of the existing condition at the time of application. At the time of document verification, it is required to showcase the employment history, medical status, dependents, citizenship status, financial status, and many more related documents. It is required to fill up the application form through which one may easily explain the reason along with mentioning the type of disability an individual is going through.
Some signs show approval for disability benefits
If an individual receives any notification from SSA through their mail, they can evaluate that they are approved for SSDI. Apart from this, some other signs are mentioned below through which one may easily spot if they are getting the assistance under the program or not.
- If an individual is hospitalized for one or another health condition.
- If an individual aged 50 years or above
- If they are not regularly visiting a specialist.
- They must not have any advanced degree in any field.
- In case an individual has a physically demanding job.
- People who pay enough Social Security Taxes
- Earning less than the monthly SGA
Why it is important to focus on these signs?
Applying for SSDI is not an easy task. The process may take 4-6 months to complete after applying. If your application does not get accepted due to any reason and the request is put on hold on hearing then the processing time may expand even more. It can be more challenging to predict the direction where the decision will swing.
Deep analysis of signs through which disability benefits can be approved:
1: Condition of hospitalization
Spending time in the hospital premises in the context of a physical or mental treatment may put gravity on your case. Disability does not mean physical dependence only but if any person faces a challenging situation mentally then also, they require medical attention and proper counselling to cope with the situation. Medical documentation and records from a professional medical team, help to showcase the extent of conditions through which approval on disability benefits can be accessed.
2: An individual aged 50
Increasing age improves your chances of getting disability benefits. After the age of 50, claiming SSA became easy and as you reach the age of 60, you become “less trainable” in the official’s sights so accessing SSDI may be more convenient. One key assumption that works more in this case is that people at their advanced age lose the ability to work and does not equip with particular skills that retard the chances to get a job.
3: Regularly seeing a specialist
Seeing a medical professional for treatment of any medical condition is a good sign for SSA beneficiaries. Efforts to improve or manage the medical condition promote the officials to pass the disability benefits as soon as possible. Certain medical conditions considered to be more serious ease the process and fast forward the claiming of disability benefits. Loss of mobility and loss of ability to stand or sit still are some of those medical situations.
Chances of receiving disability may increase if someone is suffering from such a disabled medical condition which cannot be treated, rather the condition seems to get worse day by day. Such conditions are referred to as degenerative chronic conditions including Huntington’s disease, Multiple Sclerosis, Muscular dystrophy, Arthritis, and Parkinson’s disease.
Chronic conditions are more likely to be permitted while making a claim. “Listing level” refers to a small subset of cases that tend to get qualified for disability automatically which includes terminal cancer, Amyotrophic lateral sclerosis, and going through dialysis.
4: Having a physically demanding job
Disability claims can be easy to access if you have a past job that demands physical work that your body is unable to do now. RFC refers to the Residual Functional Capacity of the physique and is a measure used by the SSA to determine a level of disability. Medical evidence is given by the professionals used by the administration during the process.
Relying on an individual’s ability to sit, stand, move, carry, lift, and bend guides the SSA to sort the participants into a different category like Sedentary, Light, Medium, Heavy, and Very Heavy. If your current medical condition limits your physical functionalities to do your previous work, then you can claim your disability benefit and there are higher chances of getting approval on the claim.
5: Not having an advanced degree
The unavailability of an advanced degree can be well-thought-out as another good mark of receiving approval for disability benefits. Limited education may hinder access to specialized roles requiring specific skills.
Disability eligibility necessitates an inability to sustain substantial gainful activity for at least 12 months, with higher education influencing potential earnings exceeding the monthly limit. The Social Security Administration relies on Department of Labor guidelines to categorize work into unskilled, semiskilled, and skilled, defining unskilled as quickly learnable on-the-job tasks, semiskilled as involving basic skills, and skilled as requiring qualifications for intricate operations or handling abstract concepts.
6: Enough payment on Social Security Taxes
As per the Social Security rules, it is essential to earn a minimum of 40 work credits to be eligible for disability benefits. At least 20 work credits should be earned in the past 10 years. In case of not having enough work credits, one may not access SSDI but still, they have a chance to apply for SSI.
7: Least earning than the monthly SGA
Through SGA (Substantial Gainful Activity) SSA measures an individual’s capability to work. On going back to a job, if an individual earns less income as per the threshold set by the SGA, their chances of getting approval for SSDI benefits are higher.